Equities First Holdings started their operations in London a few years back. The vision that they had when they were starting the company was to help their clients get financial freedom that they craved for. So far, they have been able to help clients that did not qualify for the conventional loan products in getting the capital that they need to start their businesses. The company has really grown and spread their influence into Africa, the USA, Asia and other parts of Asia and Europe. Their stocks are available on all the major markets across the globe.
The product that they offer is great for people that for one reason or another cannot access the conventional bank loan that needs collateral such as real estate property, land and others. There are many benefits that you get from the use of stocks as collateral for your loan. The first is the fact that you will not have to worry, even if the investment you are making takes time to bring returns. In case you are completely unable to make the repayments, the company will just sell some of the shares and cover the credit that they offered to you. If the market is already in the downside, the odds will be in your favor.
The other great thing about using these loans is the fact that their loan to value ratio is good enough, especially when you have no other financing options. The interest rate for the loan goes between 3 and four percent and it is not a must to give details about what you intend to do with the money. The time it takes to process the loan is short and the process is as simplified as possible for the clients. This is a banking model that is definitely making it easier for clients of Equities to access their choice of credit efficiently.